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Cash-out refinance
$30,000 before costs.
$21,600 after costs.
- Modeled new loan
- $280,000
- Debt payoff
- − $250,000
- Assumed costs · 3% of loan
- − $8,400
Start with this $400,000 property example at 70% modeled LTV. Change the payoff or costs to estimate your net cash and review the new payment and DSCR.
Try the cash-out calculator →Rent-drop example
Rent down 10%: DSCR 1.24 → 1.12
Revisit the example with the same loan and lower rent. See the assumptions behind both ratios.
Read the rent-drop example →Another expense to stress-test
Same rent, higher insurance
Compare fictional premiums at +20% and +40% with debt and rent held fixed. See what changes in PITIA, DSCR and the monthly budget.
Read the insurance stress example →Illustrative assumptions, not current loan terms. Educational estimates only. DSCRDealCheck is not a lender; results are not an approval or rate quote.