Disclaimer & Disclosures

Not a loan offer or financial advice

The DSCRDealCheck calculator and content are educational estimates only. They are not a loan offer, pre-approval, commitment to lend, or financial, legal, or tax advice. Actual rates, terms, and eligibility are determined solely by the lender after a full application and underwriting.

Business-purpose, RESPA-exempt lending

DSCR loans referenced on this site are business-purpose loans made for non-owner-occupied investment property and are exempt from RESPA and most consumer-mortgage regulation. DSCRDealCheck is not a lender, mortgage broker, or mortgage advisor. We do not originate loans, broker loans, or charge borrowers. We educate investors and connect them with third-party lenders.

Affiliate & lead disclosure

DSCRDealCheck may receive compensation when you connect with or close a loan through partner lenders, including per-lead and per-closed-loan arrangements. This does not affect the rates or terms you are offered and does not change our independent rankings, which are based on how each lender's published program fits your deal — not on payout.

When you submit the lender-match form, you consent to be contacted by lenders by phone, email, or SMS (including autodialed messages) about your inquiry. Consent is not a condition of any service. Your information may be shared with one or more lenders or lead buyers to fulfill your request.

Trademarks

Lender names (Kiavi, Easy Street Capital, Visio, Angel Oak, Griffin Funding, New American Funding, and others) are used nominatively to identify and review their publicly advertised programs. Their use does not imply endorsement of, or affiliation with, DSCRDealCheck beyond any disclosed partnership. All trademarks belong to their respective owners.

Accuracy

The DSCR formula and lender thresholds shown are based on public information and standard market practice and may change. We maintain this content but make no warranty as to its accuracy or completeness. Always verify program terms directly with the lender before relying on them.