DSCR loan calculator
DSCR Loan for a Condo
Many DSCR programs place substantial weight on a condo's rent relative to estimated PITIA, while the provider still applies its own credit, reserve, collateral, documentation, and guarantor criteria. A provider may use a lease, appraisal, or other acceptable market-rent evidence when it evaluates the property. Run an educational estimate below.
Example result · edit the inputs before relying on this screen
Estimated rent is at least 1.25× PITIA at these inputs; provider underwriting still applies.
- Loan amount
- $225,000
- Monthly P&I
- $1,573
- PITIA / mo
- $1,998
- Rent minus PITIA / mo
- $502
- Simplified cap rate*
- 8.3%
- Max loan @ 1.25
- $225,253
*Excludes vacancy, maintenance, management, utilities, and other operating expenses.
About one minute. DSCRDealCheck reviews first; nothing is sent to a lender without the consent shown in the request.
Edit the example and select a state to create a share link.
Request DSCR loan options
Tell us about the investment property and your financing timeline. We’ll review the request and follow up if a potentially relevant next step is available. There is no guaranteed match, quote, approval, or response deadline.
About 1 minute · no obligation · no credit check by this form
You can submit without completing the calculator. We’ll ask for an approximate loan amount and mark the DSCR as not yet calculated.
Go deeper on any deal
- ▸ Rent stress test — see DSCR at −10%, −20%, −30% rent
- ▸ Save up to 20 deals across sessions
- ▸ Side-by-side comparison of any 2–3 saved deals
- ▸ Export clean PDF of any analysis
Program screen
No lender matches shown from example data
Edit the example assumptions and select the property state. We will then compare only the visible DSCR, loan-size, state, and property-type criteria. Credit, reserves, appraisal, title, documentation, and provider underwriting are not checked here.
Edit the example deal ↑This is an educational estimate, not a loan offer, pre-approval, or commitment to lend. Providers determine rates, terms, eligibility, transaction classification, and applicable requirements. Not financial, legal, or tax advice.